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Nick Green

Director
Purple Patch Broking Ltd
Member since
07 Dec 2020
Location
Stratford-Upon-Avon
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

PurplePatch combines over 60 years credit bureau experience, with insight gained from hundreds of data benchmarking exercises to provide complete pricing transparency.

We go beyond comparing information products and suppliers, to help you negotiate pricing and contracts on your terms -- not on theirs.

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Director
Purple Patch Broking Ltd
To Present
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Latest opinions

Nick Green

The future of credit data: Will AI reduce bureau dependency?

Lenders have traditionally turned to credit bureau data to assess affordability and risk—but that reliance is starting to change. AI-powered models are now delivering real-time, predictive insights that offer far more than static bureau scores. And with alternative data sources gaining traction, credit providers are under pressure to reassess how ...

10 April 2025 Banking

Nick Green

How overpaying for credit data impacts your entire credit lifecycle

Most lenders think of credit bureau costs as a procurement issue, something to review at renewal. But in reality, overpaying for credit data has a knock-on effect across the entire credit lifecycle. It drives up the cost of every loan application, slows down approvals, and limits the flexibility to make competitive lending decisions. In collecti

11 March 2025 Banking

Nick Green

How to avoid the 20% plus credit bureau price hikes in 2025

You’ve seen the headlines: credit reporting costs are climbing, and lenders are footing the bill. But let’s break down what’s actually driving these increases: 20%+ rise in credit bureau data costs It’s not just FICO. Credit bureaux themselves are adjusting their pricing models, and some mortgage lenders expect a minimum 20% increase in credit

11 February 2025 Banking and Lending Solutions

See all 75 opinions by Nick

Nick writes about

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