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1015 Results from /wholesale

Retired Member

Retired Member 

Counterparty Credit Risk Management Guidelines: Strategic Implementation Under Basel III

Formatted Text: Basel III Counterparty Credit Risk Management On November 20, 2024, the Basel Committee on Banking Supervision (BCBS) issued a press release following its meeting in Basel. The committee reaffirmed its commitment to fully implement Basel III and finalized new guidelines to strengthen banks' counterparty credit risk (CCR) managem...

/regulation /wholesale

Satyam Chaturvedi

Satyam Chaturvedi Digital Marketing Manager at Nimble AppGenie

How Open Banking APIs are revolutionizing Fintech?

In the current changing world for fintech operations, open banking APIs are creating a new space. The past decade has brought opportunities for the fintech industry. The global fintech market has been valued at USD 294.74 billion in 2023, which is projected to be worth USD 340.10 billion in the year 2024. Want to know the reasons behind this grow...

/payments /wholesale

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

Upgrade of SPI License to API License in Poland

As of 2024, the Polish Financial Supervision Authority (KNF) has established clear guidelines for Specialized Payment Institutions (SPIs) looking to upgrade to Authorized Payment Institutions (APIs). This transition aligns with the demand for processing higher transaction volumes and delivering a wider range of services, reflecting the financial s...

/payments /wholesale Digital Banking

Retired Member

Retired Member 

Capital Requirements Regulation (CRR): Retail Portfolio Diversification

The latest updates to the Capital Requirements Regulation (CRR), published on November 12, 2024, introduce significant changes to retail exposure diversification. These changes, developed by the European Banking Authority (EBA) under the mandate of Article 123(1) of the CRR, aim to enhance financial stability across the European Union. The updates ...

/regulation /wholesale Financial Services Regulation

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

Future of SPI in Poland

The evolving regulatory landscape and increasing competition present both new opportunities and significant challenges for SPIs in Poland. Opportunities: Niche Markets: SPIs can successfully compete with large banks by targeting specific market segments, such as youth, small businesses, or by providing specialized services (e.g., for travelers). In...

/payments /wholesale Payments strategies 2015-2020-2030

Matt Riggall

Matt Riggall Head of Commercial Lending Vertical, Cap. Markets at FIS

Generative AI agents and the future of work in commercial banking

The future of work for commercial banking RM's is set to be transformed by the integration of generative AI agents. As the financial services industry evolves, AI will become an essential tool, automating tasks and enhancing productivity. Here’s how AI will revolutionize key activities for RM's: Portfolio Management: AI agents will help relations...

/ai /wholesale

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

10 mistakes when registering international companies and how to avoid them

Expanding a business internationally can be a lucrative venture, but it's essential to navigate the process carefully to avoid common pitfalls. Here are ten mistakes companies often make when registering internationally and how to prevent them: Inadequate Market Research: Failing to conduct thorough market research can lead to costly mistakes. Unde...

/people /wholesale Business

Fiaz Sindhu

Fiaz Sindhu Head of Community Banking at FIS

Fraud Losses Continue to Rise

“Our ability to manufacture fraud now exceeds our abilities to detect it.” This observation was not made by a banker, but the actor Al Pacino. And it leads one to wonder, how pervasive is fraud and the unremitting threat of fraud in American life? Certainly bank leadership recognizes the relentless growth of this criminal activity, even as they con...

/wholesale /crime

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

What is an EMI in fintech?

In the landscape of fintech, electronic money institutions (EMIs) are authorized to issue electronic money (e-money), which is a digital alternative to cash, stored on electronic devices or remotely at a server. As fintech continues to disrupt traditional banking, EMIs are at the forefront, facilitating seamless, innovative financial services. An ...

/payments /wholesale E-commerce

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

Inside the Banking System: How Correspondent Accounts Work

A correspondent bank account is a vital system of relationships between financial institutions that facilitates international payments. Here’s a breakdown of the types and benefits of these accounts: Types of Correspondent Accounts 1. Nostro Account: An account a bank holds with a foreign bank. For instance, a Ukrainian bank may have a Nostro accou...

/regulation /wholesale Banking

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