Latest opinions that Sam Boboev has shared on Finextra

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Sam Boboev

Founder

Fintech Wrap Up

Member since

31 Oct 2020

Location

Saint Julian's

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Sam's opinions

Deep Dive: PayPal 2.0 - Not Only Payments

In this Deep Dive edition of Fintech Wrap Up, we’re taking a closer look at PayPal 2.0—how one of the biggest names in fintech is reinventing itself for the next era of digital commerce. With $1.7 trillion in payment volume and over 400 million active accounts, PayPal has long been a dominant force, but intense competition has forced it to rethink...

12 April 2025 /payments

Deep Dive: Visa’s Product Ecosystem and Strategy

TL;DR: Hi there, and welcome to this edition of Fintech Wrap Up! Let’s dive into some exciting updates from the payments world. This week, the spotlight is on Visa, one of the leading names in digital payments. Since its inception in 1958, Visa has been a pioneer in facilitating seamless transactions globally. With operations spanning over 200 co...

28 March 2025 /payments /retail

Deep Dive: Visa Direct

TL;DR: In this Deep Dive edition of Fintech Wrap Up, I take a closer look at Visa Direct, a versatile push payment solution that leverages Visa’s global payment network. We dive into how it enables real-time transactions across multiple use cases, from person-to-person money transfers to business payouts. I break down the core components like t

28 March 2025 /payments /retail

Corporate payments: Identifying key pain points for corporates and banks

Corporates have historically faced challenges in accessing real-time information on payment transaction status and account positions, especially in complex cross-border transactions *** Insights *** Corporate payments: Identifying key pain points for corporates and banks Limited visibility on end-to-end transaction status for cross-border paymen...

13 March 2024 /payments

Deep Dive: Embedded Finance - Where Everyday Experiences Meet Financial Solutions

Imagine seamlessly paying for your Uber ride within the app, purchasing travel insurance with a single click on your booking platform, or managing your finances directly within your favorite shopping app. This is the world of embedded finance, where financial services are seamlessly integrated into non-financial experiences, transforming the way

13 March 2024 /payments

Deep Dive: Beyond the Basics of Banking as a Service (BaaS)

As we embark on this deep dive, we'll explore the intricacies and advanced facets that propel BaaS beyond the basics, delving into its profound impact on the fintech ecosystem. In this deep dive: 1. The Power of APIs in BaaS 2. Regulatory Challenges and Solutions 3. Security and Privacy in BaaS 4. The Impact of BaaS on Traditional Banking Models 5...

03 December 2023 /payments

Deep Dive: Navigating the Storm: Understanding the Decline of Payment Stocks

The fintech industry, once hailed as a beacon of innovation and disruption, has recently found itself amidst a tempestuous storm, leaving investors grappling with uncertainty and concern. This widespread downturn, evident in the plummeting stock prices of prominent players like PayPal, Adyen, Block (former Square), Worldline and Affirm raises cri

19 November 2023 /payments /markets

Deep Dive: Payments in Uzbekistan

Financial technology, commonly known as fintech, has revolutionized the way we handle financial transactions and manage our money. Fintech refers to the innovative use of technology in delivering financial services, making them more accessible, efficient, and user-friendly. As a result, traditional banks are facing increasing competition from fint...

20 October 2023 /payments

Russian style: fintech vs bigtech

As a person who is from a Central Asian country which is in close relation with Russia I have always used some kind of Russian made IT product. This applies to fintech products too, for example, among others Yandex.Money is one of the finance apps I use in my everyday life. Until recently Yandex and Sberbank another Russian company were closely coo...

12 November 2020 /payments /retail Banking Strategy, Digital and Transformation

The future of fintech: change or die

In 2010–2012, something began to change in people’s behavior. The changes happened so slowly and naturally that most of us did not even pay attention to them. 10 years ago, the iPhone 4 was already on sale we used the phone as a tool that performs certain functions: make calls, check the map or listen to songs. Now smartphones have become our compa...

06 November 2020 /payments /startups Fintech