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3725 Results from /retail

Manu Swami

Manu Swami Head of Technology (Markets) at Sonata Software

The AI-Led Banker: How Agentic AI is Reinventing Banking from the Inside Out

The hype around Generative AI is now complemented with the Agentic AI wave. The rapid rise to fame of Agentic AI is the result of its transformative force, capable of redefining banking operations at their core. It goes beyond process enhancements, enabling autonomous decision-making, intelligent automation, and adaptive financial strategies. By s...

/retail

Rowan Clayton

Rowan Clayton Chief Product Officer at finova

How can composable architecture transform UK banking?

In an era where modernisation and automation are changing the face of financial services, UK banks must embrace composable architecture to stay competitive and to offer a foundation to support their next phase of growth. New SaaS and PaaS solutions are central to this transformation. The ability to take advantage of emerging technologies such as O...

/retail /startups Banking Architecture

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

Revolut needs more deposits

Revolut is seen as the leading FinTech unicorn neobank from Europe only rivaled by Nubank on the global market. Everyone watches Revolut, sees the rapid customer growth and waits for the Neobank to rival the big incumbents. People at Revolut are doing some of the best work on the market introducing tens of new products every year and offering one o...

/retail /predictions

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Underestimated Procurement: The Key to Higher Returns in Digital Banking

In the high-stakes race of digital banking and Fintech, one misstep can cost millions in lost customers, brand damage and wasted development. Ironically, that misstep often happens before the project even starts—during procurement. Month after month, the UXDA team meets with banks with grand ambitions to transform their digital products. And somet...

/retail /devops Innovation in Financial Services

Jose Puccini

Jose Puccini AVP at BankTrade

📺 Today’s Episode: Digital Banks - Disadvantages.

Welcome to FinTech-Bank Talks (Top European Pod on Spotify) I´m Jose Puccini, your host. Today, we're diving into digital banking with three major players: Revolut, N26, and Nubank. Are they the future of banking, or do they come with limitations? Let's find out. Digital banks like Revolut, N26, and Nubank have transformed how we manage money. Unl...

/ai /retail Fintech

Aymeric Monod-Gayraud

Aymeric Monod-Gayraud Co-Founder at LoanTube

FinTech is Empowering the Subprime Borrower

When it comes to consumer loans, a significant portion of the population finds itself cast adrift by traditional banks and lenders. Underserved by institutions that prefer to deal in tidy risk assessments rather than inconvenient complexities of unique spending habits, these individuals are slapped with the “subprime borrower” label due to past fi...

/retail /inclusion Innovation in Financial Services

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

8 Payments Trends You'll See in 2025 (And What to Do About Them)

The payments landscape is rapidly evolving, and 2025 promises to bring significant advancements in how businesses and consumers interact with financial technology. As innovation accelerates, organizations must stay ahead of these changes to remain competitive. In this article, we explore the top payment trends shaping 2025 and how businesses can pr...

/payments /retail Banking Strategy, Digital and Transformation

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

Consumer protection in payments - open banking implications

Do payments systems need consumer protections built into them? Most countries have consumer protection laws for purchases, with additional protections if paid with credit, removing the need for payment systems to define their own rules. However, payment systems need users and it benefits them to be user friendly, in particular in three areas whe...

/payments /retail Open Banking

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Avoid the Generic Digital Banking UX: How to Stand Out in a White-Label World

What if every car brand sold the exact same vehicle produced in the same factory, just with different logos slapped on the hood? You’d go to different car dealerships and ask yourself: Why pick one over the other they are all the same? While the badge might be different, the car itself would look and drive the same, and consumers would struggle to ...

/retail /identity Innovation in Financial Services

Sergio Barbosa

Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank

Banks need a complete app overhaul to remain generationally relevant

It’s not just technology that is changing at breakneck speed, how different groups of customers engage with new technology is also shifting. While banks have spent fortunes on protecting their customers against fraud, this has slowed down spending in other areas. And the cracks are beginning to show. Currently, banks release a single app for thei...

/payments /retail Digital Banking

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