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3725 Results from /retail

Aymeric Monod-Gayraud

Aymeric Monod-Gayraud Co-Founder at LoanTube

The Real Decisioning Structures Behind the UK Credit Industry

In the UK, when it comes to borrowing, the discourse typically revolves around credit scores. Specifically, those three-digit numbers are provided by agencies like Experian, Equifax, and TransUnion. We’re told that these figures determine our financial fate and whether we can secure a loan or mortgage. What we’re not told is that there’s a catch. ...

/retail /inclusion Innovation in Financial Services

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Your App's UX Is Not a Design Problem—It’s a Business Problem

Digital banking has rapidly ascended to the forefront of customer engagement. Yet, despite millions invested in digital app interfaces and innovative functionality, many banks continue to underestimate one vital truth: poor User Experience (UX) isn’t merely a design problem—it’s a hard-hitting business problem. The stakes are high, and ignoring UX...

/retail /markets Innovation in Financial Services

Frank Moreno

Frank Moreno CMO at Entersekt

U.S. banks in danger of getting a red card at 2026 FIFA World Cup

In a little over a year, North America will play host to the 2026 FIFA World Cup. And, with concerns already mounting around the red tape surrounding the 5.5 million fans expected to descend on 11 U.S.cities, banks have been warned that they should beef up their fraud protection for the hundreds of millions of additional transactions ahead of and ...

/retail /crime Exposing Financial Crime

Ray O'Brien

Ray O'Brien Advisor at FLOWX.AI

Bridging the Operational Divide: What Banking Can Learn from Process-Heavy Industries

When Reputation Meets Reality For decades, banking has been seen as the pinnacle of risk management. Compliance frameworks, regulatory oversight, and sophisticated financial models create the impression of an industry that leaves little to chance. Yet, beneath this perception lies a critical weakness. While banks excel at monitoring financial risk...

/retail /startups Banking

Jose Puccini

Jose Puccini AVP at BankTrade

📺 Today’s Episode: Subscription Models in Digital Banks - LATAM

Welcome to FinTech Talks! Today, we explore how digital banks in Latin America are leveraging subscription models to attract investors and customers. With the rapid evolution of financial technology, these strategies are shaping the future of banking. Let's dive in! Section 1: Subscription Models in Digital Banking Digital banks in Latin Am...

/ai /retail Fintech

Jf Sullivan

Jf Sullivan Chief Strategy Officer at Snowdrop Solutions

The Power of Transaction Data Enrichment for Banks and Financial Institutions

Banks are in the midst of a digital transformation, yet a fundamental issue remains: sometimes customers struggle to make sense of their own transactions. Cryptic transaction descriptions, missing merchant details, and unclear categorization are all too common. It’s a serious gap in the modern banking experience. This lack of clarity can lead to f...

/ai /retail

Nanne Parmar

Nanne Parmar CEO at Easemoney

Neobanks vs. Traditional Banks: The Battle for Gen Z Customers

23, March 2025: The financial or banking industry is undergoing a fast transformation as a new name "NEO Banks" (Online-based banks) challenges the traditional banks for dominance. It especially among Gen Z people (the people who were born between 1997-2012). With the mobile-first habit generation who want seamless, digital financial se...

/retail Banking

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

Starting a Bank in 2025

Starting your own bank has never been easier. The aftermath of the FinTech revolution left us with a myriad of options for every single part of banking operations. Be it a payment module, an AML and Anti Fraud solution, a card issuing and processing capability or even a Core Banking - you can assemble a bank in million of different ways. Despite ...

/regulation /retail Banking and Lending Solutions

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

What you need to know about merchant accounts

A merchant account is essential for businesses that accept payment. It acts as a bridge between customer payments and your merchant’s business bank account. When a transaction occurs, funds first enter the merchant account before reaching the bank. Having a merchant account for businesses like retailers and FMCG industries is very important. Bec...

/retail

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Trust in Digital Banking: From Basic to Strategic UX Integration

If we can land rockets on ocean barges, we can figure out how to make digital banking trustworthy. It’s not about just transferring money faster; it’s about creating an experience so seamless and transparent that customers feel as confident in their banking app as they would in a person standing across the counter. Modern financial technology’s gr...

/retail /devops Innovation in Financial Services

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