3725 Results from /retail
Frank Moreno CMO at Entersekt
Banks have traditionally focused on servicing enterprise clients or individuals, expecting small and medium businesses (SMBs) to fit in and find an offering that best suits their needs. But the rapid rise in fraud aimed at smaller businesses requires a solution that is appropriate for SMB clients, which remain the growth engine for many banks – an...
02 April 2025 /security /retail Banking
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
On 31 March 2025, the Bank of England Prudential Regulation Authority (PRA) announced a significant proposal: raising the Financial Services Compensation Scheme (FSCS) deposit protection limit from the current £85,000 to £110,000. This move marks the first change in the limit since 2017 and reflects an effort to keep pace with inflation and evol...
01 April 2025 /regulation /retail Fintech
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Neobanks — also known as digital-only banks or challenger banks — are at the forefront of financial innovation. By leveraging cutting-edge technology, they offer seamless, customer-centric services without the overhead of traditional banking infrastructure. Gaining traction in the early 2010s, particularly in Europe and the U.S., neobanks have rap
31 March 2025 /retail /startups Fintech World
Gobind Ghattoraya Client Solutions Director at GFT
Hyperpersonalised banking is a customer-centric approach to providing personalised solutions to individuals at the most relevant time using data analytics. Some of the drivers that are fuelling this paradigm shift include: advancements in technology and its use in other industries, combined with the prevalence of smart devices, placing more and mo...
31 March 2025 /retail
Luke Allchin Director - North America at RFI Global
New data shows that liquid wealth has declined significantly since 2022 after a steady increase since the pandemic. Why is this? And, with overall wealth rising, where are US investors putting their money? The pandemic drove liquid wealth to new levels The COVID-19 pandemic was a watershed moment for the global economy, and its effects are still ec...
31 March 2025 /wealth /retail Trends in Financial Services
Sam Boboev Founder at Fintech Wrap Up
TL;DR: Hi there, and welcome to this edition of Fintech Wrap Up! Let’s dive into some exciting updates from the payments world. This week, the spotlight is on Visa, one of the leading names in digital payments. Since its inception in 1958, Visa has been a pioneer in facilitating seamless transactions globally. With operations spanning over 200 co...
28 March 2025 /payments /retail
TL;DR: In this Deep Dive edition of Fintech Wrap Up, I take a closer look at Visa Direct, a versatile push payment solution that leverages Visa’s global payment network. We dive into how it enables real-time transactions across multiple use cases, from person-to-person money transfers to business payouts. I break down the core components like t
Nikunj Gundaniya Product manager at Digipay.guru
Virtual cards have become an essential financial tool for modernized businesses. They have made digital payment solutions simple while offering security and convenience to their customers. Choosing the right prepaid virtual card provider impacts your business operations, customer satisfaction, and overall progress of your business. By understandi...
28 March 2025 /retail
Fiaz Sindhu Head of Community Banking at FIS
"The best way to predict the future is to create it." This timely quote could apply to many aspects of banking but holds especially true for community bankers trying to establish themselves as first choice treasury management providers to their business customers. Why is this strategy important today? Rising interest rates create challeng...
27 March 2025 /retail /markets
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
In today’s high-stakes digital environment, financial institutions and fintech innovators are under constant pressure to deliver secure, compliant, and seamless experiences—without slowing down innovation. From digital banks and payment platforms to investment and personal finance apps, the margin for error is razor-thin. A single overlooked vulne...
27 March 2025 /payments /retail Banking Strategy, Digital and Transformation
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