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3725 Results from /retail

Frank Moreno

Frank Moreno CMO at Entersekt

Banks must rethink how they protect SMB clients

Banks have traditionally focused on servicing enterprise clients or individuals, expecting small and medium businesses (SMBs) to fit in and find an offering that best suits their needs. But the rapid rise in fraud aimed at smaller businesses requires a solution that is appropriate for SMB clients, which remain the growth engine for many banks – an...

/security /retail Banking

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

The PRA Proposes Raising FSCS Deposit Protection Limit to £110,000

On 31 March 2025, the Bank of England Prudential Regulation Authority (PRA) announced a significant proposal: raising the Financial Services Compensation Scheme (FSCS) deposit protection limit from the current £85,000 to £110,000. This move marks the first change in the limit since 2017 and reflects an effort to keep pace with inflation and evol...

/regulation /retail Fintech

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

From Startups to Banking Giants: Are Neobanks the New Incumbents?

Neobanks — also known as digital-only banks or challenger banks — are at the forefront of financial innovation. By leveraging cutting-edge technology, they offer seamless, customer-centric services without the overhead of traditional banking infrastructure. Gaining traction in the early 2010s, particularly in Europe and the U.S., neobanks have rap

/retail /startups Fintech World

Gobind Ghattoraya

Gobind Ghattoraya Client Solutions Director at GFT

Understanding hypersonalised banking

Hyperpersonalised banking is a customer-centric approach to providing personalised solutions to individuals at the most relevant time using data analytics. Some of the drivers that are fuelling this paradigm shift include: advancements in technology and its use in other industries, combined with the prevalence of smart devices, placing more and mo...

/retail

Luke Allchin

Luke Allchin Director - North America at RFI Global

The Rise and Fall of Liquid Wealth in the United States

New data shows that liquid wealth has declined significantly since 2022 after a steady increase since the pandemic. Why is this? And, with overall wealth rising, where are US investors putting their money? The pandemic drove liquid wealth to new levels The COVID-19 pandemic was a watershed moment for the global economy, and its effects are still ec...

/wealth /retail Trends in Financial Services

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Visa’s Product Ecosystem and Strategy

TL;DR: Hi there, and welcome to this edition of Fintech Wrap Up! Let’s dive into some exciting updates from the payments world. This week, the spotlight is on Visa, one of the leading names in digital payments. Since its inception in 1958, Visa has been a pioneer in facilitating seamless transactions globally. With operations spanning over 200 co...

/payments /retail

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Visa Direct

TL;DR: In this Deep Dive edition of Fintech Wrap Up, I take a closer look at Visa Direct, a versatile push payment solution that leverages Visa’s global payment network. We dive into how it enables real-time transactions across multiple use cases, from person-to-person money transfers to business payouts. I break down the core components like t

/payments /retail

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

How to choose the best virtual card provider for your business

Virtual cards have become an essential financial tool for modernized businesses. They have made digital payment solutions simple while offering security and convenience to their customers. Choosing the right prepaid virtual card provider impacts your business operations, customer satisfaction, and overall progress of your business. By understandi...

/retail

Fiaz Sindhu

Fiaz Sindhu Head of Community Banking at FIS

Building a Strong Foundation for Treasury Management Success

"The best way to predict the future is to create it." This timely quote could apply to many aspects of banking but holds especially true for community bankers trying to establish themselves as first choice treasury management providers to their business customers. Why is this strategy important today? Rising interest rates create challeng...

/retail /markets

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Silent Risk in Fintech: Staying Ahead of Technical Debt and Compliance Challenges

In today’s high-stakes digital environment, financial institutions and fintech innovators are under constant pressure to deliver secure, compliant, and seamless experiences—without slowing down innovation. From digital banks and payment platforms to investment and personal finance apps, the margin for error is razor-thin. A single overlooked vulne...

/payments /retail Banking Strategy, Digital and Transformation

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