Joris Lochy Product Manager at Intix | Co-founder at Capilever
Neobanks — also known as digital-only banks or challenger banks — are at the forefront of financial innovation. By leveraging cutting-edge technology, they offer seamless, customer-centric services without the overhead of traditional banking infrastructure. Gaining traction in the early 2010s, particularly in Europe and the U.S., neobanks have rap
31 March 2025 /retail /startups Fintech World
Cassy Ramsey Chief Risk Officer at Aion Bank
Compliance is often dismissed as a business blocker. In my experience, it can be quite the opposite if organizations can rethink the way they operate. Putting people in the second line of defence on deals from the start has been crucial for Aion Bank to roll out banking-as-a-service to customers, sometimes within weeks. Cassy Ramsey is chief risk...
31 March 2025 /payments /regulation
Gobind Ghattoraya Client Solutions Director at GFT
Hyperpersonalised banking is a customer-centric approach to providing personalised solutions to individuals at the most relevant time using data analytics. Some of the drivers that are fuelling this paradigm shift include: advancements in technology and its use in other industries, combined with the prevalence of smart devices, placing more and mo...
31 March 2025 /retail
Dan Robinson Founder & CEO at Hackford
What is the biggest risk for an investment manager? Financial risk. All financial services providers are in the business of buying, selling, slicing, and repackaging risk—by financial means. So, a firm's operational risks are mostly also financial risks. And when your marketplace is the financial market, your market risk is really financial risk a...
31 March 2025 /ai /regulation RegTech
Toine Van Beusekom Strategy Director at Icon Solutions
In response to rapidly changing payment requirements, more and more banks are migrating from big monoliths to a microservices approach for payments processing. By leveraging reusable functions related to the critical parts of a payments flow, microservices are a way for banks to accelerate the development and deployment of new capabilities. But if...
31 March 2025 /payments
Sara Costantini Regional Director for the UK and Ireland at CRIF
It’s hard to believe that it’s been seven years since the Second Payment Services Directive (PSD2) was implemented in the UK. While the name isn’t exactly attention-grabbing, the impact it has had specifically in relation to open banking is significant. According to the latest figures, open banking now has 11.7 million users who are making 22.1 mi...
31 March 2025 Open Banking
Judy Bloch VP, Industry Executive Advisor, Financial Services at Medallia
Every year, at the start of March, we celebrate the role of women. Whether it’s women in the workplace, women who have supported us, or the women in our extended families – we celebrate everything that girls and women are, everything they aspire to be, and shine a spotlight on why diversity, equity and inclusion are so important. Yet while Inter...
31 March 2025 Women in Finance
Luke Allchin Director - North America at RFI Global
New data shows that liquid wealth has declined significantly since 2022 after a steady increase since the pandemic. Why is this? And, with overall wealth rising, where are US investors putting their money? The pandemic drove liquid wealth to new levels The COVID-19 pandemic was a watershed moment for the global economy, and its effects are still ec...
31 March 2025 /wealth /retail Trends in Financial Services
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
Imagine a young professional in Nairobi buying a digital slice of a new apartment building, a cattle farmer in Bolivia selling tokens backed by his herd, or a street vendor in Mumbai investing in a fraction of a tech company’s stock – all through a smartphone. This isn’t sci‑fi finance; it’s the promise of fractionalisation and tokenisation. These...
31 March 2025 /inclusion /crypto
Ankit Batwara Senior Product Manager at ACI Worldwide
ISO 20022 represents a new global standard for payment messages, with many market infrastructures worldwide either adopting or transitioning towards this format—primarily in Account-to-Account payments. Its key advantage lies in the richness of data accompanying payment messages. When payments are initiated from corporate ERP systems and sent to b...
30 March 2025 /payments
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