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Siobhan Byron

Siobhan Byron EVP, Universal Banking at Finastra

The absurdity of innovation: Reimagining banking today

In business we are encouraged to challenge the status quo, think outside the box, and disrupt or be disrupted. We are exhorted to fail fast while we think big, start small and scale fast. And while there might be some dispute about whether Peter Drucker actually said, “innovate or die”, there is no argument that he had a profound belief in the c

/retail Banking

Paul Clarke

Paul Clarke Chief Growth Officer at Cashflows

Comparing Traditional Payment Methods vs. Embedded Payments in CRM Systems

The mortgage industry has never been more complex and competitive, with pressure from budget online brokers, turbulent house prices, and standing out in a crowded market. However, one thing is simple – if you are getting paid then you have succeeded. The fact that they are the deciding factor between success and failure means that payments should b...

/payments

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Southeast Asian Economies Plan to Out-Innovate Uncertainty as Tariffs Threaten Growth

The disruption caused by tariffs on trade with the United States threatens to adversely impact Southeast Asian economies, particularly the regional juggernaut, China. However, early indications suggest that these challenges are being met with a strong degree of resilience. It seems as though the uncertainty caused by President Donald Trump’s tarif...

/markets

Teena Nair

Teena Nair Partner at Wipro

Regulatory Waves: How Payment technology can help navigate through uncertainties using AI

Swimming in open waters can be daunting for even the most seasoned swimmer. This requires a focussed approach that starts with building the mindset, understanding the individual’s strengths and weakness, deep understanding of the vagaries of nature and its impact, visibility in the open sea to act on next course and a support team to guide and sup...

/ai /payments

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The EU AI Act and Financial Services: How are Financial Institutions impacted?

On August 1, 2024, the European Union’s AI Act came into force—the world’s first legal framework regulating artificial intelligence. Designed to balance innovation and risk, this regulation introduces a series of staggered compliance deadlines, with most provisions becoming fully applicable by mid-2026. However, some prohibited AI uses, such as r

/ai /regulation Artificial Intelligence and Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Ethereum Whales Accumulate Amidst Price Dip

It is no secret that Ethereum is one of the most important cryptocurrencies in the world. While Bitcoin is undoubtedly the top dog, Ethereum is a close second, succeeding not just as a token but as a valuable ecosystem. For example, Ethereum is the blockchain foundation for much of the NFT and DeFi space. As such, investors are always clamouring t...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The tale of two ladders for Mr Same Guy

ChatGTP understood me and wrote: “In a world where data flows like rivers but trust is dammed up behind bureaucratic walls, there lives Mr. Same Guy. By day, he's an employee — filing reports, logging into systems, juggling approvals. By night, he’s just himself — paying bills, accessing health records, verifying who he is to various services. In t...

/ai /identity Innovation in Financial Services

Jaco Fok

Jaco Fok Chief Evangelist at FlowX.AI

The Rise of M2M Marketing: Why SaaS Vendors Must Start Selling to Machines, Not Just Humans

The Rise of M2M Marketing Why SaaS Vendors Must Start Selling to Machines, Not Just Humans There’s a quiet revolution happening in the way software gets discovered, evaluated, and used, and most SaaS vendors aren’t ready for it. We’re entering the era of Machine-to-Machine (M2M) Marketing, where your next user might be an LLM agent. As large lan...

/ai /predictions

Harry Hanson-Smith

Harry Hanson-Smith Vice President Dynamic Yield by Mastercard at Dynamic Yield by Mastercard

The power of personalisation in banking: Five key use cases

Customers expect personalisation everywhere -from online shopping to takeaway meals. The banking industry is no exception. As consumers demand seamless, tailored experiences across digital and physical touchpoints, banks must step up, delivering smarter, more intuitive interactions. From hyper-relevant product recommendations to AI-driven customer...

/retail Digital Banking

John Bertrand

John Bertrand MD at Tec 8 Limited

Technology Highlights the Future of Retail and Payments Industries

The technology on show at the Retail Technology Show at Excel, London is a glimpse of the future for the retail and payment industries. Both industries channels have similar expressions of crime being out of control. Shoplifting, online scams and payment fraud particularly Authorised Push Payment (APP) being highlighted. The British Retail Consor...

/payments /retail Banking Strategy, Digital and Transformation

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