Ritesh Jain Founder at Infynit / Former COO HSBC
Yesterday, I engaged in a thought-provoking discussion with Charles Orton-jones and Sam Boboev during a session on the evolution of digital wallets session in FintechTalk What began as an exploration of their role in payments quickly expanded into a broader conversation on their future as gateways to digital identity, tokenized assets, and decentr...
29 January 2025 /payments /identity Fintech
Atul Verma Principal Payments Architect at Icon Solutions
Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud such as an Authorised Push Payment (APP). With the increased adoption of instant payments (FPS, SEPA Instant), users have potentially become more susceptible to fraud as there is less time to intervene and stop the pay...
28 January 2025 /payments
Steve Morgan Banking Industry Market Lead at Pegasystems
In 2024, the banking sector had quite a year! From a regulatory perspective, the EU AI Act was introduced reinforcing transparency as well as the safe, ethical, and responsible use of AI. The law is particularly important and relevant for the banking sector as AI technology (especially statistical AI) is already used broadly in credit checks as we...
28 January 2025 /predictions Banking Strategy, Digital and Transformation
Jeremy Light Co-founder at Fourdotzero
National payment visions and strategies are in vogue and have been for a while. Examples include: - UK: National Payments Vision - 14 Nov 24, HM Treasury - Ireland: National Payments Strategy – October 2024, Government of Ireland - Europe: A European Retail Payments Strategy – 2019, updated Nov 2023, ECB - India: Payments Vision 2025, June 2022, Re...
28 January 2025 /payments /retail Payments strategies 2015-2020-2030
Retired Member
Introduction As businesses increasingly move towards digital transformation, payment solutions are crucial to ensuring smooth financial transactions. White-label payment gateways have emerged as a key offering in this domain, enabling businesses to offer customized, branded payment solutions without the complexities of developing a system from scr...
28 January 2025 /payments /crypto Financial Inclusion
Konstantin Rabin Head of Marketing at Kontomatik
BIT Mining, a leader in the world of crypto mining, has made an important move towards strengthening its position in Ethiopia, where it’s already been operating for years. It’s a significant decision beyond the dealings of a single company as it shows the trends and moods in the industry more broadly. For a while now, the mining part of the crypto...
28 January 2025
Katherine Chan CEO at Juice
After spending over 15 years in banking, I witnessed the ongoing challenges SMEs face when seeking funding. Traditional high street banks often fail to meet the needs of these businesses, especially digital-first and B2C companies, leaving them unable to secure the capital needed to scale. This persistent gap in funding, which amounts to £22b in t...
28 January 2025 /startups /inclusion Fintech
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
What can be more important for: productivity, security, service levels, privacy, the Single Market and soon also for safely deploying organisation and personal AI-agents? On a practical level it means that: 1. All important data will be easy to issue, obtain and verify. 2. I n t e r f a c e s in the public and all private sectors in Europe an
28 January 2025 /ai /identity Innovation in Financial Services
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
When Elon Musk tweets, the world listens—often with raised eyebrows and a dash of scepticism. But his recent move to invite blockchain leaders to discuss how blockchain technology could be better utilised in governance sparked something entirely different for me: a revisitation of my Oxford MPP research on how blockchain could revolutionis
28 January 2025 /crypto /predictions
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Payment fraud (i.e. the unauthorized or deceptive use of stolen payment information to obtain money, goods, or services) remains a major challenge for financial institutions. With new regulations requiring banks to compensate fraud victims, fraud prevention has become a top priority. However, fraud techniques are evolving rapidly, often outpacing
27 January 2025 /regulation /crime Exposing Financial Crime
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