Ritesh Jain Founder at Infynit / Former COO HSBC
The fintech sector has undeniably undergone a transformative period over the past year. After a booming few years, 2023 presented challenges for fintech funding, with significant drops in key markets like the US, UK, and India. However, in a surprising twist, Europe has proven resilient, marking a 10% rise in fintech funding during 2024. Let me ta...
23 January 2025 /startups /markets Fintech
The closure of Zing, HSBC's international payments app launched just last year, is both disappointing and unsurprising. In an era where Wise and Revolut continue to disrupt traditional banking, Zing’s failure highlights several important lessons for banks trying to remain relevant in the evolving fintech landscape. Let’s break this down. The Challe...
23 January 2025 /payments /startups Fintech
Hemlata .... Cloud Architect at TCS
Introduction: In the BFSI sector, legacy systems, real-time processing and data security are the challenges which require a programming language addressing these issues. Traditional programming languages such as Java, .NET, Python have played a major role in shaping modern software development. However, over time, certain challenges have emerged in...
22 January 2025 /cloud
Ramu M Enterprise Architect at TCS
Core Migration Challenges in Database Migration Introduction Cloud Migration consists of moving organizational assets such as applications, databases, IT resources and services. This could be either lift and shift or Re Platform or RE Factor or Rewrite. Clear Migration Strategy provides migration processes, use of the right automation tools and im...
22 January 2025 /cloud Database Migrations
Tejasvi Addagada Enterprise Data Head at Fortune 500 financial service provider
As we move through 2025, corporate governance in financial services is evolving rapidly, driven by shifts in technology, regulation, and stakeholder expectations. These changes are reshaping how financial institutions approach data governance, a critical enabler of operational resilience, innovation, and trust. Corporate Governance Trends Driving ...
21 January 2025 /regulation /retail Data Management and Governance
Perry Carpenter Chief Human Risk Management Strategist at KnowBe4
More than 90% of 2024 breaches were financially motivated. No surprise that the banking and financial services industry and insurance (BFSI) is a top target for cybercriminals. Let’s explore five major attacks that rocked the industry in 2024, exploring methods used by threat actors, the resulting impact on affected organizations, and key sec
21 January 2025 /security /crime Information Security
Todd Clyde CEO at Token.io
Customer Experience: The Key Battleground Intended to accelerate the rollout of real-time payments in Europe, the EU’s Instant Payment Regulation (IPR), which came into force on 9 January 2025, requires European banks to be capable of receiving instant payments (SEPA Instant). Looking ahead, Europe's real-time payments revolution reaches another t...
21 January 2025 /payments /predictions
Aurélie L'hostis Principal Analyst at Forrester Research
In today’s rapidly changing financial landscape, providing an excellent digital experience is essential to gaining a customer experience-driven competitive edge. As we step into 2025, digital technologies will continue to shape and transform banking experiences. Now is the time to take the pulse of and fine-tune your strategy and actions! Customer...
21 January 2025 /retail Banking
Steve Ponting Director at Software AG
GenAI and AI usage are becoming a staple for office workers, simplifying and streamlining tasks with the help of easy-to-use chat interfaces like ChatGPT and Gemini. According to recent research, 75% of knowledge workers already use AI, which is set to rise to 90% in the near future. Furthermore, almost half of employees using them would refuse to...
21 January 2025
Imagine walking into a room where everyone is celebrated for their unique contributions—where ideas flourish not because they come from the loudest voices, but because they come from diverse perspectives. This isn’t just an idealistic vision; it’s the very foundation of innovation and progress. Yet, as the U.S. rolls back federal Diversit
21 January 2025 /people Inclusive FinTech
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