Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank
Banks around the world are rushing to upgrade legacy systems that are placing them at a significant disadvantage in a time when they are already challenged by neo banks that have none of the same infrastructural baggage. But as RFPs mount up, the C-suites have been warned not to adopt a core migration strategy that could come back to bite them. T...
20 January 2025 Banking Strategy, Digital and Transformation
Nirmal Raj Marketing Specialist at Cheqly
Getting the right funding at the right moment is crucial for fast-growing businesses looking to expand. A growing number of companies are seeing venture debt as a useful supplement to, or perhaps a replacement for, traditional venture capital. With venture financing, businesses have more leeway in how they spend their money, which means they may f...
20 January 2025
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
Whether you’re a staunch supporter, a critic, or just here for the drama, there’s no denying that President-elect Donald Trump’s crypto-focused actions are already reshaping the digital asset landscape. As the inauguration approaches, three bold moves have made it clear that his administration will put digital assets squarely in the spotlight. The...
19 January 2025 /crypto /markets
Vivek Dubey Senior Manager at Capgemeini
As an innovation anchor and evangelist, I constantly analyze emerging trends and disruptive business models. Recently, Blinkit's advertising campaign caught my attention, instead of focusing on product features, Blinkit's ads showcase how their service seamlessly integrates into and enhances modern life, solving real-time problems. It showcases a
18 January 2025 /retail /predictions Embedded Finance
Paul Speirs Managing Director of Consumer Information Services at Experian UK&I
Open banking is a vital part of the modern financial landscape, and this year holds particular significance for its advancement. This month marks the seventh anniversary of the UK's adoption of PSD2, the framework that supports open banking across the European Union. Additionally, the Data (Use and Access) Bill is moving through Parliament, furthe...
17 January 2025 /payments /retail
Richard Kalas Client Solutions Director for Retail Banking at GFT Group
There has been in recent months a considerable focus on consumer attitudes towards specific elements of digital banking, whether that be the digitisation of savings and investment products, travel services or fraud protection. This time, however, let us examine a more holistic view on how consumers feel about the security of their bank, thei
17 January 2025 /security /retail Banking
Retired Member
As the global economy becomes increasingly digitized, the importance of seamless and secure online transactions cannot be overstated. Payment gateways have emerged as the backbone of modern commerce, facilitating efficient, secure, and scalable financial transactions across industries. This post delves into the critical role of payment gateways in...
17 January 2025 /payments /crypto Innovation in Financial Services
Scott Smith Co-founder at Fizz
In the wake of the 2009 Credit Card Accountability, Responsibility, and Disclosure (CARD) Act, college students found themselves in a peculiar financial predicament. While the intention behind the Act was good—protecting young adults from predatory lending practices and mounting credit card debt—it inadvertently created a significant barrier for s...
16 January 2025 /payments /startups Financial Inclusion
Paula Hunter Executive Director at Mojaloop Foundation
Financial inclusion is a cornerstone of global development, yet women remain disproportionately excluded from the formal financial system. According to the World Bank, more than 740 million women worldwide lack access to a bank account, hindering their ability to save, borrow, or invest. This gap has far-reaching implications, not just for women b...
16 January 2025
Ugne Buraciene Group CEO at payabl.
It’s amazing that Open Banking, once a visionary concept, is now celebrating its seventh anniversary. When it launched in the UK in 2018, its mission was clear: to transform the financial services landscape by giving consumers and businesses greater control over their data, enhancing competition, and fostering innovation. Seven years on, it’s time...
16 January 2025 /payments Open Banking
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.