Join the Community

22,929
Expert opinions
43,831
Total members
419
New members (last 30 days)
199
New opinions (last 30 days)
28,965
Total comments

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How often should you doubt?

If the person or organization, you encounter on the net is the one she/he/it claims to be? If the person – once recognized - has the right to act on behalf of an organization or another person? If a certificate, statement, permission, power of attorney the person or a robot present is real and still valid? If your own data can be sent to a service ...

/retail /identity

Jack Land

Jack Land Head of Marketing & UK Growth at MetaWealth

What’s In Store for Real-World Assets in 2025

The tokenisation of real-world assets (RWAs) is gaining serious momentum in 2025, with industry experts predicting that $50 billion in total RWA on-chain value will be reached this year. Converting ownership of real-world assets such as bonds, real estate or commodities into digital tokens on a blockchain enhances liquidity and transparency. Finan...

/wealth /crypto

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Reposting e-invoicing letter to Santa.. should write him about wallets next..

Europe 17.12.2008 Dear Santa, We have been really nice, technology-neutral and hardworking Experts this year and look forward to You bringing us a few presents to play around with in 2009. The first wish is a book - more precisely a handbook. We namely wrote a letter to the EU Commission in July and asked for Equal Treatment of paper and e-invo...

/payments /retail

Alex Kreger

Alex Kreger Founder & CEO at UXDA

The Underestimated Role of Digital Brand Identity in Financial Services

Customer-centered product design plays a crucial role in building trust for modern financial companies and banks. Research from Frontiers in Psychology shows that attractive product designs positively impact consumer behavior, making users feel more favorable toward the product and the brand. However, customer trust goes beyond just aesthetics or ...

/retail /identity

Venkatesh P

Venkatesh P Co-Founder and Director at Maveric Systems

Quick-Win AI Strategies for Banks

Over the last two years, there has been significant buzz around the potential of GenAI and the various platforms and tools that have emerged in the market. However, we have not seen the same level of buzz around successful implementations, barring some examples of incremental progress. Only 2% of organizations in financial services are considered ...

/ai /retail

Retired Member

Retired Member 

The Importance of Security and Scalability in Payment Gateway

In today’s digital economy, businesses rely on payment gateways to facilitate seamless and secure transactions. With the increasing volume of online payments, security and scalability have become critical factors in choosing the right payment solution. Security: The Foundation of Trust A payment gateway must ensure end-to-end security to protect s...

/payments

Alex Kreger

Alex Kreger Founder & CEO at UXDA

How Innovation Can Ruin Financial Brands Consistency and Users Trust

Digital transformation and innovation is an ongoing process that is aimed to enhance user experience and streamline banking services. However, if executed poorly, it can have the opposite effect—fragmenting the brand experience and damaging customer trust. Inexperienced implementation can lead to confusion and frustration, causing users to make m...

/ai /retail

Anton Roe

Anton Roe CEO at MHR

How we can blend creativity with caution across the finance department

The finance department is known for saying no – but often with good reason. It might be no to projects, technologies, or trying a new service, but whatever the ask, they hold the purse strings and have the power. However, every part of managing an organisation is a fine balance. We need the practical rationalisers as much as we need the creative

/people

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Crossing borders - with a bicycle made for two

The bicycle-made-for-two (employer and employee) is the Trust Infrastructure with credentials in wallets for both the employee and for her/his employer. In this successful case lead by Finnish Tax and supported by Findynet and used in EWC where Bosch opened a bank account from Germany in Finland. Goes as follows: Bosch employee has wallet and asks...

/ai /identity

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Add Dopamine to Your Digital Banking App and Beat the Competition

Today’s Fintech disruptors and neobanks are igniting our brains’ reward centers with flashy visuals, gamified challenges and social interactivity that practically beg us to keep coming back for more. This is the effect of “Dopamine Banking,” where finance meets emotions and entertainment, and every tap of your smartphone is engineered to delight a...

/retail /startups

Now Hiring