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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Retired Member

Retired Member 

White-Label Payment Gateway: The Smart Choice for Fintech Businesses

In today’s fast-evolving digital payments landscape, having a robust and scalable payment infrastructure is essential. A White-Label Payment Gateway offers an innovative solution for businesses seeking to establish their brand in the financial ecosystem without building a payment platform from scratch. What is a White-Label Payment Gateway? A white...

/payments /crypto

Alex Kreger

Alex Kreger Founder & CEO at UXDA

The Netflix Moment in Banking is Already Here

For years, “Netflix moment” has been the rallying cry for how an entire industry could be disrupted overnight by a fast-moving innovator. In retail video, that moment arrived when Netflix streamrolled Blockbuster by delivering personalized, on-demand content. Today, that same disruptive force is already transforming finance. The banking industry no...

/ai /retail

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Evolving User Behaviour with Enterprise Search

The field of Enterprise Search is witnessing a transformative evolution. Based on my experiences in 2024 building and deploying LLM-enabled enterprise search solutions, I’d like to share some insights and observations. For those interested in understanding my journey in enterprise search, I recommend reviewing my earlier blog on this topic. As e

/ai

Retired Member

Retired Member 

Payment Gateways: The Backbone of Modern Digital Transactions

The rapid growth of digital commerce has redefined how businesses and consumers interact, and at the center of this revolution lies the indispensable role of payment gateways. These systems facilitate seamless, secure, and swift financial transactions, making them a cornerstone of the global fintech ecosystem. The Evolution of Payment Gateways I...

/payments

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Evolving landscape of Enterprise Search with GenAI

As 2024 comes to a close, I find myself on a well-deserved year-end break, reflecting on the journey of the past twelve months. This post serves as both a summary of my experiences and a benchmark for the goals I aim to achieve in 2025. I’ve never been one for traditional New Year’s resolutions—they often fade into oblivion before the first quarte

/ai /predictions

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Verifiable credential for Christmas

Thanks to Findynet.fi/en I got this very topical valuable verifiable credential https://www.linkedin.com/posts/bo-harald-4768b51_activity-7275404526520594432-jpI4?utm_source=share&utm_medium=member_desktop Merry Christmas and a Happy Credential-filled New Year Bo

/retail /identity

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Hot topic - to say the least

EU is being accused of regulating too much - even if California copied GDPR. Then Harari is describing the AI-driven future's many dangers in NEXUS to millions of readers. The pressure to do something - starting from a proper x-Atlantic analysis - is growing. To me the ongoing rollout of the EUDI Trust Infrastructure with wide identity (all needed ...

/retail /identity

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Accessing New Opportunities for Digital Payment Growth in India

India's transition to a digital payment powerhouse has been remarkable, driven by the success of platforms like UPI, mobile wallets, and the e-commerce boom. Yet, the journey is far from over. Numerous untapped opportunities exist to further accelerate the growth of digital payments, paving the way for a more inclusive and efficient financial ecos...

/payments /markets

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Banks Beyond 2025: Seven Digital Banking Trends to Elevate Financial Brands

In a world where anyone can create a banking, fintech or e-wallet app, digitalization is no longer a differentiator of financial brands. The real challenge now is building a brand's digital experience that goes beyond basic functionality—an experience that bridges the financial brand with customers’ values, emotions and long-term aspirations. The...

/ai /retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

EIDAS = economy of repetition - and so much more

How much stress and cost is not generated when we have to dig through piles of paperwork and mail endless PDFs to prove who you are, what qualifications you have and what powers you have to act - on behalf of your employer, your football club, your children, your parents etc.. Digital credentials from (issuers) and to (holders and then to verif

/retail /identity

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