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Bo Harald

Chairman/Founding member, board member
Trust Infra for Real Time Economy Prgrm & MyData,
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04 Nov 2008
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Helsinki Region
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Followed by John Sims, Martha Boyle and 5 others you follow
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Bo's opinions

clear
Bo Harald

Identity 2.0

Identity 2.0 presentation. Fascinating style - useful content indeed. We need to address both sides of the coin: 1. the tool, 2. the process how this is attached - when we talk about coming federated strong id for banking, many public and private sector services. If these will become easy and cheap enough - they can also bring security and conveni...

29 December 2008

Bo Harald

Letter to Santa Claus

Europe 17.12.2008 Dear Santa, We have been really nice, technology-neutral and hardworking Experts this year and look forward to You bringing us a few presents to play around with in 2009. The first wish is a book - more precisely a handbook. We namely wrote a letter to the EU Commission in July and asked for Equal Treatment of paper and e-invo...

17 December 2008

Bo Harald

Protecting costs OR consumers?

Had a discussion last week with a representative of a consumer organization at a conference in Brussels. It did strike me - again - how little interest these organizations have to further cost cutting in enterprises - in this case by moving to e-invoicing. The cost of paper invoicing to the consumer segment in EU can be estimated to over 40bn€ a y...

14 December 2008

Bo Harald

Cash is expensive - also for the environment

EU published some figures on cost of handling cash - 50bn per year - and the consumer pays every cent of it - without knowing how much we would all save by keeping money in digital form all the way with the help of plastic cards (which of course will disappear when their functionality moves to mobile phones in due course). It would be interesting ...

09 December 2008

Bo Harald

Mr Somebody Else will not do it

Mr Somebody Else will not do it We know that the best possible thing we can do right now in the area of digitalization and productivity is to get rid of paper based invoicing - move to structured formats (not e-mail). Savings are massive - to say the least, the environment needs it (2,8m tons of CO2 to be eliminated), learning needs it, the real t...

30 November 2008

Bo Harald

decent video

https://www.finextra.com/fullfeature.asp?id=1020

30 November 2008

Bo Harald

Banks taking responsibility - SWIFT committed

It has been said many times that only if banks come together and join force also with traditional service providers will we get a real take-up of e-invoicing. SWIFT has now published a report saying in essence that 28 out of 29 banks replying to questionnaire have already launched e-invoicing or plan to do so. Networking model naturally needed - t...

28 November 2008

Bo Harald

Transport mode IS irrelevant..

We now know that most EU-countries support Equal Treatment - of paper and e-invoices - from a VAT-auditing angle. This is great progress. Some may still need clarification - what does ET mean? In all essence it means that: Transport IS irrelevant. From this follows that auditing can treat all invoicing in the same way. Of course it makes common se...

24 November 2008

Bo Harald

EQUAL TREATMENT

Tax authorities took a cautious view towards e-invoicing in the first round. In some countries even cumbersome extra demands were put on this new practise and crossborder invoicing was made difficult and costly as regulation started to increasingly differ. Then there was a question. Why should not sending and receiving paper and e-invoicing be trea...

21 November 2008

Bo Harald

Next step - e-invoicing

It is evident - paper invoices will disappear from the business to business and business to government sectors and then later in practise also in the business to consumer/government to citizen area. The 5 mega-class reasons are exceptionally powerful and clear to see. Everyone will benefit - especially the consumers and tax payers. It is only a q...

05 November 2008 /payments Transaction Banking

Bo writes about

  • artificial intelligence
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Bo's opinion archive

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  • Electronic invoicing

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  • Networked economy
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