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Bo Harald

Chairman/Founding member, board member
Trust Infra for Real Time Economy Prgrm & MyData,
Member since
04 Nov 2008
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Helsinki Region
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Followed by John Sims, Martha Boyle and 5 others you follow
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Bo's opinions

clear
Bo Harald

Digitalize or die

It is a wellknown fact that the capability of IT is doubling in relation to its cost every year. It seems to be less wellknown what it means when something huge is doubling and doubling and.. (Ray Kurzweiler knows) for enterprises, the public sector and national economies. For European enterprises - struggling with both cost and service capability...

19 October 2013 /payments Innovation in Financial Services

Bo Harald

We are talking about hundreds of billions

According to the Commissioner for Internal Market and Services, Michel Barnier: "Ensuring that public administrations in the EU are modern and efficient is a priority for the European Commission. Switching to e-procurement, and particularly to E-Invoicing, can bring significant savings and make life easier both for the governments and for the...

30 August 2013 /payments Innovation in Financial Services

Bo Harald

Demise of cash in Finland

Steady progress

14 June 2013 /payments Innovation in Financial Services

Bo Harald

e-id and e-commerce payment volumes growing in Finland

Observations: 1. the public sector is the main user of banks e-id services and the growth continues as bank e-id also can be used for electronic signatures 2. e-commerce transactions are real time payments and showed very good growth in 2012

14 June 2013 /payments Innovation in Financial Services

Bo Harald

e-invoicing growing fast in banks

Observations: 1. banks have signed up 230 000 enterprises (mostly for b2b) - almost all active ones in the country 2. volumes grew very fast in 2012 but will accelerate this year

14 June 2013 /payments Innovation in Financial Services

Bo Harald

e-banking STILL growing in Finland

Observations: 1. 5,4 m citizens have made 5,8 m e-banking contracts (pay for the service to two banks in many cases) 2. transactions continue to grow fast

14 June 2013 /payments Innovation in Financial Services

Bo Harald

Winning posts

Recent posts: Apr 2013 Why us reuse to difficult? 403 views Mar 2013 Cutting admin cost in half - video 1110 23 Feb 2013 Virgin territory 1987 22 Feb 2013 Is SME-sector competitiveness important? 2254 18 Feb 2013 The biggest ever revolution in banking a... 5072 some way to go to beat 2009 posted: 27 Apr 2009 Questions European tax payers should a...

08 April 2013 Innovation in Financial Services

Bo Harald

Why is reuse to difficult?

Most countries have established e-society strategies aiming at ao providing public sector services via the Internet. Progress has generally been fast with general information sharing - but when it comes to private information (health, tax, social benefits, school records etc) - not to talk about signing documents - progress is generally stopped

08 April 2013 Innovation in Financial Services

Bo Harald

Cutting admin cost in half - video

http://youtu.be/Kb3q2viAbbk Great vision. Decent preacher. If you do not know where you are going, any road will do. Or even worse - nobody is going anywhere.

13 March 2013 /payments Innovation in Financial Services

Bo Harald

Virgin territory

A lot of time and effort has been spent on automating manufacturing and logistics in large companies. Less has been spent on their administrative processes. Automation of SME administration and government reporting still appears as virgin territory. More https://www.finextra.com/blogs/fullblog.aspx?blogid=7407 As the SME sector stand for some 65% ...

23 February 2013 /payments Innovation in Financial Services

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Bo's opinion archive

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Latest groups joined by Bo

  • Electronic invoicing

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  • Transaction Banking

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Bo reads

  • Networked economy
  • Real Time Economy

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