Latest opinions that Bo Harald has shared on Finextra

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Bo Harald

Chairman/Founding member, board member

Trust Infra for Real Time Economy Prgrm & MyData,

Member since

04 Nov 2008

Location

Helsinki Region

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Bo's opinions

AI-agents should have ID-wallets

Why? Because they are of limited use unless they can be trusted and be interoperable with your own organisational and personal ID-wallet and other AI-agents. And as your customers, suppliers, the public sectors and your staff will have ID-wallets also to be able to interact with them as instructed. It should also be underlined that even if AI ...

4 hours /ai /identity Innovation in Financial Services

ID-wallet and AI-agent - the dynamic duo. I asked AI. It agrees with me..

I asked AI how SSI principles in practise can support AI applications- before the AI-agent hype did change the scene.. (lower down about the dynamic duo).. Repost with comments at +++ "Self-Sovereign Identity (SSI) +++the base for EUDIwallet work+++ can be immensely supportive for AI applications in variou...

12 April 2025 /ai /identity Innovation in Financial Services

We know where we are heading. Why not get going..

We know that trust is needed more than ever before and that it is critically important for the AI-revolution. We know that trust will be built with identity building verifiable credentials. We know that all organisations and most citizens will have general purpose wallet applications very soon to be able to send and receive the credentials. We know...

11 April 2025 /ai /identity Innovation in Financial Services

The tale of two ladders for Mr Same Guy

ChatGTP understood me and wrote: “In a world where data flows like rivers but trust is dammed up behind bureaucratic walls, there lives Mr. Same Guy. By day, he's an employee — filing reports, logging into systems, juggling approvals. By night, he’s just himself — paying bills, accessing health records, verifying who he is to various services. In t...

07 April 2025 /ai /identity Innovation in Financial Services

Trust is the foundation for AI-agents

By now it is clear - not only to the ChatGPTs I have asked (and posted here) - but also to most of us - that the identity building credentials in general purpose organisational wallets are a must-have when employing AI-agents. The bicycle made for two (personal identity used at work and organisation's wallet) can then safely be equipped with an AI...

03 April 2025 /ai /identity Innovation in Financial Services

How often should you doubt?

If the person or organization, you encounter on the net is the one she/he/it claims to be? If the person – once recognized - has the right to act on behalf of an organization or another person? If a certificate, statement, permission, power of attorney the person or a robot present is real and still valid? If your own data can be sent to a service ...

28 March 2025 /ai /crime Artificial Intelligence and Financial Services

Up-skilling - at work and at home

I had the pleasure to deliver a Trust Infrastructure&AI-agent presentation yesterday to a group of retired leaders from enterprises and the public sectors. I was very impressed by their enthusiasm and so many good searching questions. Several asked why this huge opportunity for easier life for both citizens and businesses is getting so little...

27 March 2025 /ai /identity Innovation in Financial Services

Bot or not..

As of recent cybersecurity reports (like from Imperva, Cloudflare, and others), bad bots make up 30–40% of all internet traffic. That’s out of the ~50% of total web traffic that bots represent (the other half being human users – including a seemingly large number working on behalf of Russia’s war in Ukraine). The millions of malicious bots active...

24 March 2025 /ai /identity Innovation in Financial Services

So much more following e-invoicing now with help of organisation wallets

Practiced a lot preaching about e-invoicing from the 90s onwards as per short video example. Still space to move in many countries. One migth of course ask why anything else is allowed for organisations that have to have accounting. https://lnkd.in/d-afRriR Next move is to couple e-invoicing to e-order-credentials - making de-facto reverse factor...

19 March 2025 /ai /identity Financial Supply Chain

Making AI-agents safe and really productive

Great for what? For making better decisions – together. How? It is clear to most of us who are building the distributed data based Trust Infrastructure in EU and now in over 100 countries that the organization wallets will bring streams of verified data from all sorts of issuers’ wallets to holder’s wallets for decision making of all sorts. Intern...

19 March 2025 /ai /identity Innovation in Financial Services

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