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Joris Lochy

Product Manager at Intix | Co-founder
Capilever
Member since
05 Apr 2017
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Brussels
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Followed by John Sims, Martha Boyle and 5 others you follow
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Joris's opinions

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Joris Lochy

Transforming the insurance sector to an Open API Ecosystem

1. Introduction "Open" has recently become a new buzzword in the financial services industry, i.e. open data, open APIs, Open Banking, Open Insurance…​, but what does this new buzzword really mean? "Open" refers to the capability of companies to expose their services to the outside world, so that external partners or even compet...

16 December 2019 Fintech

Joris Lochy

Eco-systems - Welcome to a new cooperating world

Last week I attended the Digital Finance Summit conference in Brussels, organized by Fintech Belgium, B-Hive, Febelfin and EBF. A central theme of the summit was the cooperation between banks and Fintechs and more in general the rise of ecosystems. In the past I have written already about this topic in my blogs about "Transforming the bank to...

03 December 2019 Open Banking

Joris Lochy

The war for direct customer contact - Banks should fight along!

In March of this year, the World Wide Web celebrated its 30th anniversary. In these 30 years, there has been an exponential increase in the number of websites. Today there are over 1.5 billion websites on the world wide web. Although less than 200 million are active, these are still astronomical figures, which make it almost impossible for users t...

19 November 2019 /retail Customer Service 2015-2019-2025

Joris Lochy

Abstraction in Financial IT - How far can and should we go?

Abstraction is a fundamental concept in software engineering. An abstraction is a simplified version of something technical (with unwanted details omitted), which allows to hide away complexity via a simpler "interface" and is the main tool of a software engineer to cope with the ever-increasing complexity. Normally every programmer/user...

06 November 2019 /devops Banking Architecture

Joris Lochy

IoT - Revolution or Evolution in the Financial Services Industry

1. The IoT hype We have all heard about the "Internet of Things" (IoT) as this revolutionary new technology, which will radically change our lives. But is it really such a revolution and will it really have an impact on the Financial Services Industry? To refresh our memory, the Internet of Things (IoT) refers to any object, which is able...

22 October 2019 Innovation in Financial Services

Joris Lochy

Microservices - Yet another buzzword or a real innovation for the Financial Services Industry

1. Introduction Microservices are the new hot trend in the application architecture landscape. Like SOA (Service Oriented Architecture) and cloud a few years ago, "microservices" is the buzzword used by marketeers to position their solution as cutting-edge technology. The concept of microservices is however not new. Leading technology co...

07 October 2019 /cloud /devops Banking Architecture

Joris Lochy

PSD2 - 10 questions I would like to see a clear answer on

Hundreds of blogs and articles have been published about PSD2, all calling it a revolution in the banking and payment landscape. With the deadline of PSD2 roll-out (14th September) just passed, I am surprised however how much practical questions (specifically on how the PSD2 APIs can practically be used by TPPs) I can’t find an answer on, even whe...

24 September 2019 /payments The future of Payments in Europe

Joris Lochy

Big Data in the Financial Services Industry - From data to insights

1. Introduction Just as "Cloud", "IoT" (Internet of Things), "Open Banking" and "Machine Learning", "Big Data" is one of the most written buzzwords in the financial services industry today, but just like the other mentioned terms a clear definition is not so easy to provide. Especially as "Big...

09 September 2019 Data Management 101

Joris Lochy

Will the cumbersome administrative tasks for your financials finally be a thing of the past?

PFM, BFM, Financial Butler, Financial Cockpit, Account Aggregator…​ - Will the cumbersome administrative tasks on your financials finally be taken over by your financial institution? 1. Introduction Personal Financial Management (PFM) refers to the software that helps users manage their money (budget, save and spend money). Therefore, it is oft

28 August 2019 /retail Personal Finance

Joris Lochy

Transforming the bank to an Open API Ecosystem

1. Introduction "Open" has recently become a new buzzword in the financial services industry, i.e. open data, open APIs, open banking…​, but what does this new buzzword really mean? "Open" refers to the capability of companies to expose their services to the outside world, so that external partners or even competitors can use th...

13 August 2019 Open Banking

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Joris writes about

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Joris's opinion archive

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Joris reads

  • Capilever
  • Bankloch Blog
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Head of Strategy at Capilever

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