Latest opinions that Amey Prabhu has shared on Finextra

Corporate Banking Portals: From Transactions to Intelligent Financial Hubs

The corporate banking landscape is undergoing a significant digital transformation. Commercial banks worldwide are reimagining their portals to cater to the evolving needs of corporate treasurers. This shift is driven by demographic changes, rapid digital advancements, and the increasing demand for efficiency, consolidation, and actionable insight...

04 April 2025 /wholesale

Server Side Validations - Throughout Architecture Evolution

When I started off as a developer, there was no distinction between the frontend and the backend code. The coupling was tight, the architecture stateful and the screens where character-mode. Form validations where done through triggers. These triggers were written in C, which in-turn, would connect to DB. The processing logic remained in C. Archit...

04 April 2025 /wholesale

Standard Workflows, Strategic Architecture

While the core Trade Finance transaction processing workflows have remained largely unchanged for decades, the surrounding ecosystem has undergone significant transformation—and continues to evolve. The fundamental steps of the Documentary Credit process remain intact: the importer applies for a Letter of Credit, the issuing bank processes and issu...

04 April 2025 /wholesale

Corporate Banking Portals: From Transactions to Intelligent Financial Hubs

The corporate banking landscape is undergoing a significant digital transformation. Commercial banks worldwide are reimagining their portals to cater to the evolving needs of corporate treasurers. This shift is driven by demographic changes, rapid digital advancements, and the increasing demand for efficiency, consolidation, and actionable insight...

20 February 2025 /wholesale

The Rise of Headless Core Solution

New age core banking solutions like Thought Machine, Mambu and Pismo are on their way to transform banking as we know today Simplistically put, these are a set of cloud native, even driven domain micro services that facilitate quick creation and launch of new products, configuration of workflows, accounting entries and interface with other interna...

31 January 2025 /retail /wholesale Banking

APIs in Banking: A Gateway to Enhanced ROI

The transformative power of digital technologies is reshaping industries, driving growth, and improving operational efficiencies. In banking, APIs (Application Programming Interfaces) have emerged as a key enabler of this digital revolution. They are no longer just integration tools but powerful products that allow banks to deliver innovative, cus...

27 January 2025 /wholesale Banking

Smarter Banking for Corporate Treasurers

Corporate treasury has evolved significantly, shifting from a mere cost center to a pivotal player in shaping business strategy and driving growth initiatives. This transformation requires treasurers to focus less on routine activities and more on leveraging data for timely, informed decisions that optimize working capital. With 70% of corporate t...

27 January 2025 /wholesale Banking

Streamlining Trade Finance Pre-Processing for Efficiency and Growth

In the fast-evolving world of trade finance, digital transformation is no longer optional. It is driven by changing customer expectations, a relentless quest for efficiency, and a growing need for scalability. Industry and regulatory support further reinforce this trend, making digitalization a priority for banks and financial institutions. While ...

27 January 2025 /wholesale Banking

MSME Lending - Technology and Policy are Redefining Access to Finance

Micro, Small, and Medium Enterprises (MSMEs) are the lifeblood of economies worldwide, contributing significantly to employment and GDP. In India, the government defines MSMEs based on annual revenue: micro enterprises earning up to ₹5 crores, small enterprises between ₹5 and ₹75 crores, and medium enterprises between ₹75 and ₹250 crores. Despite ...

27 January 2025 /wholesale Banking

Transaction Banking Transformation

As the "Everything Real-Time" era emerges, transaction banking is adapting to align with customers' expectations of seamless, real-time, and personalized services. Corporate Treasury, in particular, is shifting towards a strategic role, demanding decision-making insights and advanced capabilities from their banking partners. This shift u...

27 January 2025 /wholesale Banking

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Amey Prabhu

Amey's opinions

Corporate Banking Portals: From Transactions to Intelligent Financial Hubs

Server Side Validations - Throughout Architecture Evolution

Standard Workflows, Strategic Architecture

Corporate Banking Portals: From Transactions to Intelligent Financial Hubs

The Rise of Headless Core Solution

APIs in Banking: A Gateway to Enhanced ROI

Smarter Banking for Corporate Treasurers

Streamlining Trade Finance Pre-Processing for Efficiency and Growth

MSME Lending - Technology and Policy are Redefining Access to Finance

Transaction Banking Transformation

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