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Shuvo G. Roy

Industry Solutions & Head Financial Services EMEA
Mphasis
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25 Sep 2023
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Followed by John Sims, Martha Boyle and 5 others you follow

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Vice President & Head - Banking Solutions (EMEA)
Mphasis
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Latest opinions

Shuvo G. Roy

Navigating the cost-of-living crisis: How advanced analytics can mitigate credit risk

Britain's cost of living crisis isn't up for debate. It's real, and it's biting hard. With the Consumer Prices Index (CPI) surging by 10.1% year-on-year, the squeeze on household finances is undeniable. Rising inflation, soaring energy costs, and stagnant wages are putting unprecedented pressure on consumers and businesses, with families struggli...

19 February 2025 Banking

Shuvo G. Roy

How the rental economy will transform banking

Our society is on a clear trajectory towards becoming a rental economy, moving away from ownership and opting for high-quality, convenient on-demand services and experiences instead. How will this impact saving, spending, and the banking industry overall? And, crucially, how can traditional banking models transform and adapt to embrace this trend ...

16 October 2023

Shuvo G. Roy

BNPL firms must re-evaluate their models in line with today’s landscape

The popularity of "buy now, pay later" (BNPL) has surged in the past few years, with an influx of pure-play providers as well as major banks such as NatWest and HSBC entering the space. The market is growing rapidly, as reports forecast BNPL spending in the UK to reach £37 billion by 2026. With that growth comes a responsibility to ensur...

04 October 2023

Shuvo writes about

  • wealth management
  • cloud
  • financial inclusion

Shuvo's opinion archive

  • 2025 (1)
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Ravi Vasantraj

Ravi Vasantraj
Senior Vice President and Global Head at Mphasis

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