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Andrew Bonsall

COO
AperiData
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21 Jul 2023
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Chester
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Followed by John Sims, Martha Boyle and 5 others you follow

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Co-Founder & Chief Operating Officer
AperiData
Oct 2020 - Present
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Latest opinions

Andrew Bonsall

Making lending fairer: How spending data supports financial inclusion

Over 20 million adults in the UK are still underserved by the financial system. And it’s not because they’re financially irresponsible—it’s because traditional assessments don’t tell the full story. These individuals might be gig workers with irregular income, young professionals without a credit history, or renters who’ve always paid on time but ...

01 April 2025 Open Banking

Andrew Bonsall

Is transaction data the key to hyper-personalisation?

Research suggests that 74% of consumers want more tailored banking experiences. Yet, despite this demand, traditional tools fall short of delivering what customers expect. Enter: Open Banking transaction data for hyper-personalisation. Real-time access to granular transaction data completely overhauls how businesses understand and engage with custo...

24 February 2025 Open Banking

Andrew Bonsall

Say goodbye to payslip guesswork with real-time income verification

Getting income verification right is critical, yet traditional methods often fall short. Payslips and bank statements, while useful, only offer periodic glimpses into a person’s financial situation. They’re prone to delays, inaccuracies, and even manipulation—leaving businesses to make critical decisions based on outdated information. This is wher...

18 February 2025 Open Banking

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