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Thank you.

Does this guidance cover Credit Unions in the US too? It would be helpful to clarify that as it would indicate how much risk US taxpayers are being forced to bear.

When government agencies are unwilling to let inefficient banks die, and instead use taxpayer funds to keep depositors whole (beyond the $250K FDIC guarantee) when failing banks' legitimate investments fail (Silicon Valley Bank, Signature Bank, etc.), it boggles the mind what these agencies will resort to when banks are allowed to speculate in crypto-tokens that have no legitimate purpose.

For shame, for shame! I cannot believe how time-serving these banks are, and how they're playing dice with the future of our children and grand-children.

In contrast, I want to share this uplifting story of what one man is learning on his extraordinary journey about climate change.

https://www.economist.com/christmas-specials/2024/12/19/a-journalist-retraces-humanitys-journey-out-of-africa-on-foot